December 5, 2011
Unless you have been living in a cabin in the wilderness the past few years, you know that the world is changing. Countries, governments, companies and individuals are attempting to change how they manage their budgets. This is good for the long-haul and not–so-good for the short term. Whenever we cut back on purchasing the things we crave, we get depressed that we no longer...
October 7, 2011
Even though the seas around us have become stormy with housing troubles, unemployment, low interest rates, European debt problems, US debt problems and wild stock market prices, we all still have to continue to sail our ships and continue to fund our future retirement income sources. There is no doubt that the seas will eventually calm and the sailing will eventually become smoother. But for...
September 6, 2011
You’re in a panic because you’re not prepared. You need a plan and you need to start as soon as possible. The sooner you start, the better things will become. I think most of us realize that we need to take care of ourselves. The government is not capable of providing for our long-term needs, and no amount of loyalty to a business is going to insure that they take care of us. ...
August 20, 2011
Two weeks ago, the markets were rocked by the Standard & Poors ratings downgrade of longer-term U.S. Treasury securities...
August 19, 2011
It seems that virtually everybody agrees that during the last few weeks, the investment markets have been ruled more by emotions than logic...
August 1, 2011
Will the U.S. be downgraded?
August 1, 2011
Clients of mine are on their way to experience an African safari...
July 7, 2011
The financial services industry can be divided into two camps: the salespeople and the Fiduciaries....
May 10, 2011
Spring is a time of renewal. A time to clean out the old and plant the new...
March 23, 2011
Earthquakes and a tsunami in Japan, revolution in the Middle East and North Africa, unemployment and too much debt in the rest of the world – is this how the world ends? Or is this just a continuation of an endless schedule of disasters? Is this time any different from the past? And what are the implications for you and your financial future?For over 200 years, investors have...
